About this Carrier
Founded in 1936, Guarantee Trust Life provides a portfolio of competitive, value-driven health, accident, life and special risk insurance programs to individuals, families and groups. Since the inception, GTL has benefited from the direction of one family whose leadership and management continue to provide a clear vision. Timeless virtues, family values and integrity motivate the third generation’s passion to provide quality products and excellent service.
Medicare Supplement
What are the Benefits of selling Guarantee Trust Life (GTL) Medicare Supplement policies?
- Select from Plan A, F, G, Select F or Select G, and Base policy and riders; may vary by state
- Plans are available pre-65 due to disability in some states
- There is no waiting period for pre-existing conditions, coverage begins immediately
Hospital Indemnity
What are the Benefits of selling Guarantee Trust Life (GTL) Hospital Indemnity policies?
- Guarantee issue ages 64 1/2 to 65 1/2. A simple yes or no application for others.
- Observation stays are covered.
- Pays up to $600 per day
- Advantage Plus will pay benefits for hospital confinement and for a short hospital stay between 12 to 24 hours, hospital observation stays, mental health, and emergency room benefits.
- Optional benefit riders are;
- Short Stay
- 24 hours is included in the 3 and 6-day benefit periods.
- Ambulance
- Pays a daily $200 benefit up to four times a year and subject to a lifetime maximum of $2,500. No hospital confinement is required.
- Dental/Vision
- Annual benefit of up to $400, $800 or $1,200 for services
performed, including $200 for prescription eye glasses or contact lenses.
- Annual benefit of up to $400, $800 or $1,200 for services
- Lump Sum Cancer
- $250, $500 or $750 lump sum benefit. Restores after 60 days of no hospital confinement.
- Skilled Nursing Facility
- $100, $150 or $200 per day from days 1 through 50. Confinement must take place within 30 days of three or more consecutive days of hospital
confinement or observation.
- $100, $150 or $200 per day from days 1 through 50. Confinement must take place within 30 days of three or more consecutive days of hospital
- Outpatient Surgical
- $250, $500, $750 or $1,000. Payable no more than two times per year.
- Lump Sum Hospital Confinement
- $250, $500 or $750 lump sum benefit. Restores after 60 days of no hospital confinement.
- Short Stay
Long Term Care/Home Health Care
What are the Benefits of selling Guarantee Trust Life (GTL) Long Term Care/Home Health Care policies?
- Applicants accepted from age 40 to age 85
- This is an ideal option for individuals who can not health-qualify for traditional long-term care insurance BUT still want some potential coverage (especially care at home)
- It’s also a great complement for those who have Medicare Advantage and Medicare Supplement coverage
- This policy will pay for the services of a Home Health Care Aide
Where Can You Sell this Life Insurance Policy?
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming